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About Us

Equity Solutions, USA provides a full range of services to help ensure lenders meet the stringent regulatory compliance requirement in today’s market. Combining the comprehensive knowledge of our skilled staff, advanced technology, and a national panel of licensed and certified appraisers we ensure your business objectives are met, while keeping your time and cost in mind.


Rick Davis


Rick Davis is the President at Equity Solutions USA. Rick is responsible for designing and implementing business strategies, plans and procedures to ensure compliance with all industry guidelines. In addition, he is responsible for overseeing a collaboration between industry partners and implementing technology to provide an additional suite of valuation products. Rick has twenty years of appraisal experience and twenty-eight years of broad real estate, financial and technology experience.

Prior to joining Equity, Rick worked for US Bank for almost 12 years. He was initially responsible for developing, testing and implementing policy as it relates to collateral as well as managing a team and process to ensure compliance with policy. In addition, Rick helped consolidate all the valuation functions in the bank to form one universal process.

Eric Kutinsky


Eric Kutinsky is a principal partner of Equity Solutions USA. Mr. Kutinsky is responsible for and heads up the Legal Department. He focuses his practice on Contract Negotiations and State Compliance in all 50 States as Equity Solutions USA is Licensed Nationwide. Equity Solutions USA has grown exponentially since Mr. Kutinsky has been on the Executive Management team.

Mr. Kutinsky has devoted his entire career, over 20 years, to helping others. Prior to starting Equity Solutions USA, Mr. Kutinsky’s law practice mostly consisted of Criminal Defense work where he was able to defend people’s Personal Freedoms and Constitutional Rights.

After graduation from The University of Michigan, Mr. Kutinsky went on to Law School. Upon receiving his Juris Doctorate from Western Michigan – Thomas Cooley School of Law, Mr. Kutinsky served as Law Clerk to the Honorable Wendy Potts at the Sixth Circuit Court in Oakland County, Michigan. In 2000, he opened his own Law Firm located in West Bloomfield, MI. In 2020, Mr. Kutinsky received his Real Estate License. He is an agent for buying & selling of mostly residential property.

Charitable Organizations

Equity Solutions believes in helping others by giving back to the community! Below is a list of some of the charitable organizations Equity Solutions supports throughout the year.

Please check out their websites by clicking the icons below.


To provide veterans with sustainable solutions while promoting a safer, healthier, and prosperous civilian lifestyle.


Folds of Honor provides life-changing scholarships
to families of America’s fallen or disabled military and first responders.



Their mission is to save lives by meeting the most critical needs in our communities and investing in breakthrough research to prevent and cure breast cancer.